Liquidity & ALM Risk Training is a practical, banking-focused program designed to equip learners with the knowledge required to understand liquidity management concepts, Asset Liability Management (ALM) workflows, balance sheet risk awareness, and financial risk monitoring practices within banking and financial services environments. This training focuses on liquidity risk concepts, ALM frameworks, cash flow management awareness, interest rate risk basics, treasury coordination workflows, regulatory compliance concepts, and operational risk mitigation practices. Participants will gain practical understanding of how banks manage liquidity positions and balance sheet stability to support financial resilience and operational efficiency.

• Understanding of liquidity and ALM risk management concepts
• Ability to explain cash flow and balance sheet monitoring workflows
• Skills in treasury coordination and operational control awareness
• Knowledge of compliance and governance practices in liquidity operations
• Capability to support banking liquidity and financial stability initiatives

• Banking and Financial Services Professionals
• Treasury and ALM Teams
• Risk Management and Compliance Staff
• Finance and Liquidity Operations Professionals
• Professionals involved in banking risk and balance sheet management

• Basic understanding of banking or financial services concepts is helpful
• Familiarity with treasury, finance, or risk management operations is an advantage
• No prior ALM experience required
• Interest in banking risk and treasury operations recommended

• Understanding liquidity and ALM risk management concepts
• Awareness of balance sheet and cash flow management practices
• Knowledge of liquidity monitoring and treasury coordination workflows
• Understanding interest rate and funding risk awareness
• Compliance and governance concepts in liquidity management
• Operational controls and risk mitigation practices
• Best practices for banking liquidity and balance sheet management

Upon completion of this training, participants will be able to understand liquidity risk and ALM workflows within banking environments. They will be capable of supporting liquidity monitoring activities, treasury coordination processes, balance sheet risk management initiatives, compliance practices, and operational risk management functions.

Introduction to Liquidity and ALM Concepts
• Overview of liquidity risk and ALM frameworks
• Importance of balance sheet management in banking operations
• Treasury coordination and operational workflow awareness
• Banking stability and financial resilience concepts

Liquidity Risk Management Workflows
• Liquidity monitoring and cash flow concepts
• Funding management and operational liquidity awareness
• Short-term and long-term liquidity considerations
• Operational reporting and escalation practices

Interest Rate and Funding Risk Awareness
• Interest rate risk concepts in banking operations
• Funding mismatch and balance sheet exposure awareness
• Asset and liability coordination workflows
• Risk identification and mitigation concepts

Case discussions and exercises

Compliance, Governance, and Operational Controls
• Regulatory compliance awareness in ALM operations
• Governance and operational control concepts
• Internal monitoring and reporting workflows
• Audit readiness and operational oversight practices

Treasury Operations and Risk Mitigation Practices
• Treasury coordination and liquidity planning awareness
• Process optimization and operational efficiency concepts
• Business continuity and operational resilience practices
• Customer confidence and banking stability considerations

Digital Transformation and Emerging Trends in ALM
• Data analytics and reporting awareness in liquidity management
• Automation and digital treasury workflow concepts
• Technology-enabled risk monitoring practices
• Emerging trends in liquidity and balance sheet management

Case discussions and exercises

• Liquidity management and ALM framework concepts
• Cash flow and funding risk awareness
• Interest rate and balance sheet risk practices
• Treasury coordination and operational workflows
• Compliance and governance concepts in liquidity management
• Emerging trends in digital treasury and ALM operations

• Liquidity and ALM assignments
• Treasury and risk monitoring exercises
• Compliance and operational workflow activities
• Final liquidity management case study assessment

Participants will receive course materials, slides, reference materials, exercises and access to resources for further learning.

Participants who successfully complete the training will receive an AcadNXT Certification in Liquidity & ALM Risk Training, validating their expertise in liquidity risk management concepts, ALM workflows, treasury coordination practices, balance sheet monitoring awareness, and banking financial risk management processes.